World could be a better place to live only if we are healthy. A sound mind can only rest in a sound body. Health of each and every person plays a very important role in the society. One will never know what can possibly happen to oneself because anything can happen at any time. Accidents are ought to happen all the time. This is why there are so many health insurance companies which offer you the complete support your sickness or during an accident. Below is a list of top ten best health insurance companies in the world 2018.
At the 10th spot is the company is one of the biggest health insurance companies in the united States, with more than 11 million members. Humana enjoys a sterling reputation among customers, and provides health insurance services in all 50 U.S. states, D.C., and Puerto Rico. Europe and Asia too have the services offered by the company Humana.
They are known for their great services provided to their clients. Allianz is a Germany company. It is well known for its international reach, and for providing international health insurance for employees. The company says that claims are processed within 48 hours, and that 95% of their clients renew with them, thus they have reached the 9th spot in the list.
8. AIA Insurance Group:
This is a pan-Asian group of company which has its origin at Hong Kong. They are known for the health insurance plans ranging from medical, hospitalization and long term care to critical illness. Basic critical illness plans in the market provide coverage for 30 common critical illnesses such as cancer, stroke, heart disease and kidney disease, and usually terminate after the first claim is made. They are very efficient in providing instant services to those who are in need and thus have attained the 8th position in the list.
7. Aetna Foundation:
The 7th position is acquired by USA’s Aetna Foundation is one of the highly recommend healthcare insurance providers in the country. Aetna offers health care, dental, pharmacy, group life, disability, and long-term care insurance and employee benefits, primarily through employer-paid insurance and benefit programs, and through Medicare.
6. Blue Cross Blue Shield:
This is an American based health insurance company and the Blue Cross Blue Shield Association (BCBSA) is a federation of 37 separate health insurance organizations and companies in the United States. Combined, they directly or indirectly provide health insurance to over 100 million Americans. They have one of the highest number of insurance coverages in the world and thus have attained the 6th position.
5. Axa- Axa :
This is a UK based company. The company provides a wide range of private medical insurance plans for individuals, families and businesses. Axa PPP Healthcare caters to the international market, and was the winner of best international private medical insurance provider in the UK’s 2012 health insurance awards. Axa is also well known in the Gulf region and has a strong presence in Asia and thus becomes the number 5th best insurance company in the world.
This is a Britain based multinational company which is functioning all over the world. This company is 6 th largest company and also it is functioning all over 22 countries all over the world. Aviva provides health insurance in countries like Ireland and India, and offers a number of unique benefits to its members like nurse on call, treatment of back and neck injuries and screening for various diseases.
3. United Healthcare:
At the 3rd spot is this United States based company. This is, the largest single health carrier in the United States; and covers more than 7 million people. Apart from personal health insurance, UnitedHealthcare also offers programmes for employers, and manages and facilitates United Healthcare healthcare services for state-sponsored public and Medicaid programs and their beneficiaries.
2. Express Scripts:
This is basically an American based company which is known to provide integrated pharmacy benefit management service, benefit-design consultation; drug-utilization review; formulary management; and medical and drug data analysis services to manage drug plans for health plans, self-insured employers and government agencies and thus is very beneficial. Thus, this becomes number second company in the world by rendering some of the greatest services in the sector.
1. Zurich Insurance Group-
This is the 75th largest company in the world. This is very well known for providing insurance for healthcare organizations. Their plans vary around the world and also their lifestyle offers. They are known for their coverage of broken bones, fractures of seniors, holiday travel insurance and many others. This has come a long way to become the best insurance company in the world , after providing excellent services to the clients all over the world.
Thus these are the top 10 best health insurance companies in the world 2018. So, it is always better to have a health insurance coverage to support the dependents or to cover the cost of treatment in any kind of accidents or illness. For all the emergency purpose, it is better if you and your family both choose to be covered by the insurance as the saying follows “Precautions are always better than cure”